Tasas

APY (Annual Percentage Yield) = Rendimiento porcentual anual. Las tasas aplican a partir del 11 de Febrero de 2019. Las comisiónes pueden reducir las ganancias.

Seleccione una categoría de tasas abajo:

Ahorros y Cerificados
Préstamos económicos

Cuenta de ahorros

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Saldo Tasa Rendimiento porcentual anual
$250 - $9,999 0.05% 0.05%
$10,000+ 0.10% 0.10%

Minimum $25 to open, $250 to earn dividends.

Cuenta del mercado monetario

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Saldo Tasa Rendimiento porcentual anual
$500 -$99,999.99 0.05% 0.05%
$100,000 and over 0.35% 0.35%

Minimum $1,500 to open, $1,500 to earn dividends

Cuentas individuales de jubilación

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Saldo Tasa Rendimiento porcentual anual
$100 – $9,999.99 0.15% 0.15%
$10,000 - $24,999.99 0.45% 0.45%
$25,000 and over 0.50% 0.50%

Minimum $25 to open, $100 to earn dividends

Prestamos para automóviles

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Termino

TAE fijo tan bajo como:

Nuevo - hasta 36 meses 3.49%
Nuevo - hasta 48 meses 3.74%
Nuevo - hasta 60 meses 3.99%
Usado - hasta 36 meses 3.49%
Usado - hasta 48 meses 3.74%
Usado - hasta 60 meses 3.99%

Rates are subject to change without notice.  APR = Annual Percentage Rate. Rates are based on evaluation of applicant credit. Your actual APR will be disclosed at the time of disbursement. Not all applicants will qualify for the lowest rate.

Tarjetas de crédito

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Tarjeta TAE
Platinum MasterCard

6.99% to 9.99% cuando abre su cuenta, basado en su historial de crédito.

Standard MasterCard 15.99% to 18.99% cuando abre su cuenta, basado en su historial de crédito. 
Secured MasterCard 8.50%
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Préstamos personales

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Préstamo

TAE fijo tan bajo como:

Líneas de crédito
9.99%
Préstamo de firma 9.99%

Rates are subject to change without notice.

APR = Annual Percentage Rate. Rates are based on evaluation of applicant credit. Your actual APR will be disclosed at the time of disbursement. Not all applicants will qualify for the lowest rate.

Préstamos hipotecarios

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Tipo TAE (tasa anual equivalente)

Préstamos hipotecarios

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Préstamos por patrimonio inmobiliario

3.90% APR. NMLS: 811468

*APR=Annual Percentage Rate. Fixed Intro Rate of 3.90% APR for first 12 months and as low as 6.00% APR after first 12 months. Home Equity Line of Credit (HELOC) Promotional APR shown is available only for new HELOC applications received on or after April 1, 2017 for a limited time. Minimum loan amount of $5000 and maximum loan-to-value of 90%. Home Equity Line of Credit is a Variable Rate product, which is based on the highest Prime Rate as published in the Money Rates Section of The Wall Street Journal as of the 15th of each month. ("Index") plus the margin - the Index plus the margin equals the Interest Rate.  On January 15, 2019 that index was 5.50%; resulting APR with a 0.5% margin is 6.00%. Floor rate at the end of the initial 12-month period is 2% APR will never exceed 18.00%. “As low as” rate assumes excellent borrower credit history. ***Closing costs waived unless the loan is paid off within the first two years. Fees range from $100 to $800.   $50 annual fee applies at anniversary date.  A home equity line of credit is not available on investment or rental homes. Manufactured (mobile) homes are not eligible properties, unless the home is fixed to the property and legally recorded as such. Existing FACU loans are not eligible for consideration/refinance offers. All loans subject to credit worthiness, collateral conditions, and location. Other restrictions may apply contact us for specific details. Not all customers will qualify for this promotional offer.  **Consult a tax adviser.  First American Credit Union NMLS ID #811468

Vehículos recreativos

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Tipo Termino TAE fijo tan bajo como:
Autocaravanas nuevas, 5 llantas y remolques de caballos hasta 72 meses 5.75%
Motocicleta nueva, ATV, Quads hasta 60 meses 5.25%
Autocaravanas usadas, 5 llantas y remolques de caballos hasta 72 meses 6.75%
Motocicleta usada, ATV, Quads hasta 60 meses 6.25%

Rates are subject to change without notice.

APR = Annual Percentage Rate. Rates are based on evaluation of applicant credit. Your actual APR will be disclosed at the time of disbursement. Not all applicants will qualify for the lowest rate.

Certificados

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Saldos con un mínimo de $500

Termino Tasa Rendimiento porcentual anual
Seis meses $500 minimo 0.35% 0.35%
Un año $1,000 y más 0.50% 0.50%
Dos años $1,000 y más 0.60% 0.60%
Tres años $1,000 y más 0.75% 0.75%
Cuatro años $1,000 y más 1.00% 1.00%
Cinco años $1,000 y más 1.25% 1.25%

APY = Annual Percentage Yield. Interest compounded quarterly. Interest paid monthly on Certificates over $100,000. A penalty will be imposed for early withdrawals. New accounts are subject to membership eligibility. No additional deposits accepted during certificate term. These certificates will automatically renew to a non-promotional certificate upon maturity. Must specify at account opening to transfer dividends to First American personal checking or savings. Rates, terms, and conditions subject to change at any time. Ask a credit union representative for details. Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. Learn more about NCUA Insurance. Contact us for more information concerning the terms and conditions of these accounts.